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Don’t put all your eggs into one basket / Business english

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Most of us at some point of our lives will travel. This can be for pleasure or work purposes, within the country or abroad.

Different countries – different people and in every one even in developed countries, you might encounter swindlers and thieves. Some of my friends have been in very unpleasant situations that were connected with robberies in shops, cinemas, beaches and streets. So they had to phone home. Their parents were worried and friends looked for a way to send them money abroad. Ultimately not only do you have problems and sleepless nights, your friends and family will too. In order to avoid falling into these traps, let’s take a look at your personal financial safety, in particular keeping money safe during long journeys abroad.

So during our foreign journeys we usually use following financial tools:
• cash
• bank cards
• traveler’s cheques

І. Cash

It’s not a secret that cash is the most convenient way of payment, because notes are always in your wallet, you can easily count the amount and you can immediately pay for all purchases.

If you are used to using cash, I would like to give you some pieces of advice.

1) It is better to exchange currency before you leave to go abroad. This means you don’t face the problems of:
• closed banks on holidays, which is widespread
• bad exchange rates in airports and railway stations etc.

2) If you don’t have the opportunity to purchase foreign currency in advance you can take freely convertible currency such as dollars or euros. It wouldn’t be difficult to exchange it for local money.

3) It is better to divide your cash into several parts. In one place you should keep the money you need for daily expenses. These money can be stored in your wallet, which you always carry with you. In another place, you should store money, which will replace the cash in the wallet , as you spend it. the third place should be an “emergency store”, which should be spent only in extreme situations.

ІІ. Bank cards

 A bank card is a plastic card, which gives you access to your current account. It is used for withdrawing cash in the ATMs and conducting various payment transactions, including...

Продолжение читайте в журнале English4U №2 (февраль 2011) на который можно
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21 марта 2011


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